We make your Big Dreams a Reality

Get the financial strategy and insights to start, build, and grow your business.

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Save your Income

The future can be even happier but then again, a plan short of a direction is just hope. Use our gears to design ahead for housing, education, retirement, family & a lot more.

Fully Interest Less

Compared to available options, we offer the best of interest rates. Our members are the core of our services, so we offer amazing and flexible rates in other to ensure progress.

Instant Withdraw

With our Instant Withdrawal option, returns earned from your money saved in Digit can arrive back to your bank account in a matter of minutes once you place a withdraw.

Safe and Secure

Your security is our priority, we work with a PCI-DSS-compliant payment processor. Your details are extremely safe and are warehoused where they can never be compromised.

Personal and Business Loan

Every member of the society is entitled to one type of loan or another per time It is a fundamental cooperative practice to allow members to borrow an amount not exceeding twice their cumulative savings but we have designed a very unique model that allows our members borrow any amount that is about enough for their need even if the amount exceeds twice their savings. They only have one or two extra requirements to meet if they can meet and convince us of the viability of the need for which the loan is being required. We are fair, considerate and supportive in our loan processes and management.

Savings Plan Available
Full Data Privacy Compliance
100% No Hidden Costs
Commitment-free
Real-Time Savings Overview
24/7 Support

Education Finance

This loan is to support members take care of their education expenditures; school fees of their children, tuition for their personal studies, training and progress. Subject to accessibility of fund, a non-member may take loan but the loan must be guaranteed by a member of the cooperative. This loan shall be paid directly to the intended school/institution's Bank Account and settlement shall be by regular deduction. Tenor and conditions of academic loans vary on individual basis.

Savings Plan Available
Full Data Privacy Compliance
100% No Hidden Costs
Commitment-free
Real-Time Savings Overview
24/7 Support

Savings and Finance

The ultimate responsibility of the cooperative is to help you to plan and see your plans to fufilment. We provide you with the best financial services that you can expect from a leading financial group like us. You don’t need to worry about anything because we automate everthing for you. Whether you just want to put money aside or save towards a project, we will help you achieve that dream.

Savings Plan Available
Full Data Privacy Compliance
100% No Hidden Costs
Commitment-free
Real-Time Savings Overview
24/7 Support

Compare us with others

Services	Savings	Loans
Controlled Due Dates Timing
Transparent Financials
Automated Evidence Submission
Collaboration Notes
24×7 support

Our Features

Some of our automated features include

Incredible infrastructure

Email notifications

Simple dashboard

Information retrieval

24/7 Support

Deadline reminders

Do it your self

Fully automated self service

Get Started

We always try to understand our members expectation

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Outreaches

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Feedback

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Workers

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Contrubutors

Have any question about us?

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What our members say about us

Mr. Smart Ochonodor

MD/CEO Homeland Restaurant, New GRA PHC

All thanks to merit cooperative society, I've been able to build my own restaurant here in Port Harcourt. Thank you Meritcoop doing what you said by supporting my business.

Engr. Kingsley John Silas

MD/CEO Kingprod Technology Ltd

I saved with Meritcoop and they delivered just as they promised. I'm happy to be a member.

Ndidi Nwokocha

USA

I saved with Meritcoop and at the end of the year 2021 without even waiting I was sent my Contribution and the 7% interest I was promised. I didn't know things could this work like this in Nigeria. I'm so excited.

Donatus Ndani

GM Rufus oil Ltd

I save with Meritcoop and I was given a loan to purchase a property which I paid back in bits without stress n minimal interest. I recommend Meritcoop to all.

Harmony Ideozu

PHC, Nigeria

I saved with Meritcoop last year and all my money was paid with the promised interest and the payment was very timely. I'm still saving and I want to recommend meritcoop to all weather home and abroad.

Overcomer Mark

Lagos, Nigeria

I'm a member of merit cooperative society ltd and so far my savings life has changed and improved too. I'm glad to be part of this moving train. Merit cooperative rocks.

Ready to talk?

Our team is here to answer your question about Luvion

We have a drive to partner with million businesses and organizations around the world

Less Secured Loan

Members borrow Less Secured, meaning without pledging any collateral but usually up to a pre-determined limit based on some lending criteria such as number of active savings, savings record, income ratio and amount required.

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